• Education Savings: Here’s Everything You Need to Know
    On May 29, we celebrate National 529 Day (5/29, get it?)—a day to highlight the importance of 529 savings plans in helping Americans plan and pay for education expenses. If you have plans for education or have plans for your family’s education, and if you aren’t already saving in a 529 plan, today’s a great day to start.
  • Grow Your Money Skills…It’s Financial Literacy Month!
    April showers bring…Financial Literacy Month! The ICI Education Foundation is sharing resources you can use to build your investment and savings skills. Financial literacy can lead you to greater financial well-being—and help you achieve goals such as education, home ownership, and a comfortable retirement. And those will last a lot longer than May flowers.
  • To Do: Check Your Savings Goals This Week!
    This week, the Investment Company Institute (ICI) and the ICI Education Foundation (ICIEF) are joining thousands of corporations, nonprofits, government agencies, and individuals to celebrate America Saves Week. This annual campaign encourages Americans to assess their financial situations, set savings goals, and implement plans to achieve them.
  • Investing Basics: Saving for Retirement with a 401(k) Plan
    Employers offers 401(k) plans to attract talented workers and provide them a valuable benefit. Learn more about how to take advantage of it.
  • Investing Basics: Saving for Retirement on Your Own
    Even without access to a workplace retirement plan, you still have great options to save for retirement with similar advantages to the 401(k).
  • Investing Basics: Understanding Fees and Expenses
    Like with toll roads, every investor pays some cost to invest but receives professional management and services in return.
  • Investing Basics: Compound Returns and the Power of Reinvestment
    Start saving early. You’ve heard it once, you’ve heard it a million times. There are a few reasons why that’s a good idea—to get in the habit, to manage risks to your investments and income, and to allow more time to contribute to your savings and let them grow. But the strongest case for starting early boils down to one phrase: compound returns.
  • What the New Tax Filing Deadline Means for IRA Contributions
    Workers now have until July 15 to file their tax returns. ICI’s Sarah Holden shares how contributing to an IRA can reduce taxable earnings.
  • Investing Basics: 529 Savings Plans
    To encourage people to save for these education costs, nearly every state and the District of Columbia offer 529 plans, and most offer special tax treatment for savers participating in those plans.
  • Investing Basics: Tax Benefits to Encourage Saving
    To encourage people to save, federal and state governments offer special tax treatment for savings plans for specific goals, such as retirement and education. By increasing the benefit that savers receive in the short term, the government nudges savers to take a positive action that will provide a benefit in the long term.
  • Investing Basics: The Benefits of Mutual Funds
    We’ve reached the halfway point in this series, and we’ve covered a lot of ground: the benefits of investing, how to think about risk, different types of investments, why diversification is important, and dollar-cost averaging. This month’s installment on mutual funds brings all these topics together.
  • Investing Basics: Dollar-Cost Averaging
    Emotions are the enemy of successful investing. Learn how dollar-cost averaging can help you manage your investments in a systematic way.
  • Investing Basics: Diversification
    Eggs play a starring role in diversification’s ubiquitous analogy—one we used in the Investing Road Trip©—and for good reason. If you drop a basket holding all your eggs, you’ll be out a lot of eggs. Spreading your eggs across several baskets is a good defense against the risks of exposing all your assets to the same risk.
  • Investing Basics: Types of Investments
    Two of the most common investments are stocks and bonds. Chances are if you own a portfolio of investments, those two types of assets make up a significant part—or perhaps all—of it. For those who want to start investing, it’s essential to understand these common portfolio building blocks.
  • Investing Basics: What Is Risk?
    You invest with the hope of earning a return on your investment. That opportunity invariably involves risk, including the possibility of losing some or all of the money you invested. Understanding these risks is an essential step toward successful investing.
  • Investing Basics: What Is Investing?
    This month, the ICI Education Foundation celebrates 30 years of developing, delivering, and promoting investor education. As part of our yearlong celebration, we will be sharing an ICI Viewpoints post each month that explains a basic concept of investing, drawn from the ICI Education Foundation’s Investing Road Trip.
  • 30 Tips to Celebrate 30 Years of Investor Education
    For 30 years, the ICI Education Foundation has pursued its mission to advance investor education by developing, delivering, and promoting investor education to a variety of audiences—from seniors, to African Americans, middle school students, high schoolers, retirement savers, the Hispanic community, and those new to the workforce.
  • Mind the Gap
    It’s a good idea to “mind the gap” if you’re traveling on the Tube in London, taking Amtrak in the United States, or riding Metro in Paris or Washington, DC. Being mindful of the space between where you are and where you’re going is important—not only when navigating public transit, but also when saving for retirement.
  • It’s 5/29—Are You Taking Full Advantage of College Savings Opportunities?
    Saving for an education is an important financial goal for millions of US households. In fact, nearly one-quarter of mutual fund–owning households indicate saving for educational expenses is one of their goals for their mutual fund investments.
  • 28 Trillion Smart Decisions on Saving for Retirement
    This National Retirement Security Week, find out how you can take one small, smart step toward a better financial future.
  • Popular 529 Savings Plans Expand to Reach Students of All Ages
    Today, on May 29—“5/29”—we mark 529 College Savings Day. Many people interested in saving for a child’s or grandchild’s future college costs are using targeted savings vehicles called 529 savings plans. The plans, which have grown in popularity over the past decade and a half as a way to save for a family member’s college expenses, may now also be used to cover tuition for elementary and secondary education.
  • Invest in Your Future Through an IRA
    Nearly 44 million US households invest and save for their future through individual retirement accounts (IRAs). If your household isn’t one, now is a great opportunity to join them. And if you are already saving in an IRA, there are some advantages that you may not be aware of—and that are worth knowing about as Tax Day approaches.
  • Autumn Air, Playoff Baseball, and…National Retirement Security Week
    The baseball postseason is well underway and the air has finally turned crisp. Perhaps that’s why—as we’re marking National Retirement Security Week—our thoughts have turned to the words of Yogi Berra, the great New York Yankees catcher. He was credited with so many pithy, wise, and witty sayings that, in classic Berra style, he remarked, “I really didn't say everything I said.” Some quotes attributed to Berra, including the ones below, fit the theme of retirement like a hand in a well-worn baseball glove
  • A 529 Day Primer: Do You Know What State Your College-Savings Plans Are In?
    You might not know that May 29 is 529 College Savings Day, or even what a Section 529 plan is. But if you’re a parent or grandparent concerned about future college costs, the day presents an opportunity to learn how 529 savings plans can help you plan for—and pay for—your loved ones’ postsecondary education expenses.